Pay-in
Accept cards, bank transfers and local methods, and deliver stablecoins or crypto straight to the user's wallet.
ON-RAMP · OFF-RAMP · MULTI-TENANT
Fiat in. Crypto out.
Fiat in. Crypto out.
One API for every tenant.
Cryptoflow gives your business customers white-label pay-in and payout rails. Every order is routed to the best liquidity partner, managed from one dashboard and shipped through a single API.
37 currencies worldwideSandbox keys in minutesKYC and KYB handledWebhooks per tenant
SETTLES ON THE NETWORKS YOUR USERS HOLD
EthereumTronSolanaBaseBNB ChainPolygonArbitrumBitcoin
5Regions worldwide
37Fiat currencies
55Local payment methods
12Digital assets
11Blockchain networks
6Liquidity partners routed
Products
Every rail your customers need to move value
Integrate Cryptoflow once and offer on-ramp and off-ramp to your own business customers under their brand.
Payout
Convert crypto to fiat and pay out to bank accounts and local rails, one at a time or in bulk files.
Smart routing
Each order goes to the partner with the best price, payment-method coverage and approval rate for that user.
Tenant dashboard
Onboard business tenants, set their fees and limits, and watch volume and orders as they happen.
For businesses
Resell ramps to your own customers
You keep the customer relationship and your margin. Cryptoflow handles partner integrations, routing, compliance checks and settlement.
END USERPays in local fiat
YOUR TENANTTheir app or widget
CRYPTOFLOWQuote, route, comply
PARTNERBest-priced provider
SETTLEMENTWallet or bank account
Step 1
Onboard a tenant
Create the tenant's workspace, complete KYB and choose the countries, assets and payment methods they can offer.
Step 2
Integrate API or widget
Issue tenant API keys, or embed the white-label widget with the tenant's logo, colors, fees and webhooks.
Step 3
Route, settle, report
Cryptoflow routes each order, settles the funds and gives every tenant reports ready for reconciliation.
OverviewTenantsOrdersPayoutsFees and limitsAPI keysWebhooks
Active tenants
24
+3 this monthPay-in volume, 30d
$4.82M
+12.6%Payout volume, 30d
$3.17M
+8.1%Approval rate
92.4%
+1.3 pts| TENANT | STATUS | RAILS | TENANT FEE | REGIONS | VOLUME, 30D |
|---|---|---|---|---|---|
| Example Wallet Co. | ● Live | Pay-in, Payout | 1.20% | MY, SG, TH | $1.94M |
| Example Exchange | ● Live | Pay-in | 0.90% | EU, UK | $1.36M |
| Example Remit | ● Live | Payout | 1.00% | PH, ID | $870K |
| Example Payroll | ● KYB review | Payout | 1.50% | SG, MY | — |
Developers
One API for fiat and crypto in both directions
Quotes, orders, payouts and tenant management in one REST API.
- Signed webhooks for every order status change
- Idempotency keys on every write
- A full sandbox with simulated partners
- Per-tenant API keys and rate limits
# Create a pay-in order for a tenant curl -X POST https://api.cryptoflow.network/v1/orders \ -H "Authorization: Bearer $TENANT_KEY" \ -H "Idempotency-Key: 7f3c2a…" \ -d '{ "type": "payin", "source": { "currency": "USD", "amount": "500.00" }, "destination": { "asset": "USDT", "network": "tron", "wallet": "TQx…9mF" }, "routing": "best_price" }'
import { Cryptoflow } from "@cryptoflow/node"; const cf = new Cryptoflow(process.env.TENANT_KEY); const order = await cf.orders.create({ type: "payin", source: { currency: "USD", amount: "500.00" }, destination: { asset: "USDT", network: "tron", wallet }, routing: "best_price", }); // Send the user to order.checkoutUrl
from cryptoflow import Cryptoflow cf = Cryptoflow(api_key=os.environ["TENANT_KEY"]) order = cf.orders.create( type="payin", source={"currency": "USD", "amount": "500.00"}, destination={"asset": "USDT", "network": "tron", "wallet": wallet}, routing="best_price", ) # Send the user to order.checkout_url
Coverage
Worldwide coverage, local payment rails
Users pay and get paid in 37 currencies across five regions, with the payment methods people already use at home. Availability can vary by country and partner.
Assets
Networks
Security and compliance
Built for regulated money movement
KYC and KYB
Verify end users and business tenants once, then reuse the result across partners.
Tenant isolation
Each tenant has its own keys, data, limits and webhooks.
Transaction monitoring
Wallet screening and AML checks run on every pay-in and payout.
REGISTERED
Money Services Business registered with FINTRAC
Cryptoflow Ltd is registered with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) as a money services business, including for virtual currency dealing.
Verify on FINTRAC's registry ↗- Legal name
- Cryptoflow Ltd
- MSB registration no.
- N300001272
- Registered since
- 2026-07-31
- Renewal due
- 2028-09-30
- Incorporation
- Ontario, Canada · 1001355274
- Head office
- 1201 – 1200 Bay Street, Toronto, ON M5R 1A5, Canada
- Registered activities
- Foreign exchange dealing · Money transferring · Dealing in virtual currencies · Payment service provider · Issuing and redeeming money orders · Cheque cashing
Search “Cryptoflow” on the registry to confirm these details. FINTRAC registration means the business meets Canada's anti-money-laundering registration requirements; it is not an endorsement by FINTRAC.
How fast can a tenant go live?
[Add your timeline, for example: sandbox the same day, production after KYB approval.]
Is there a sandbox?
Yes. Every account gets sandbox keys with simulated quotes, orders and webhooks.
How does routing choose a partner?
Each order is scored on price, payment-method coverage and the partner's recent approval rate in the user's country. The highest score wins, and the user can still pick another quote.
Can tenants set their own fees and branding?
Yes. Fees, limits, colors and logo are set per tenant, in the dashboard or through the API.
Who holds user funds?
[Describe your custody and settlement model here.]
Get started
Ready to move money on-chain?
Give your customers pay-in and payout rails in weeks instead of quarters.
Email sales:
[email protected]